PruBSN
SME@Work
Extensive Protection
Safeguards Your Employees of All Ages
Simple Enrolment Process
Product details
Coverage and Payment Terms
|
Contribution Term |
Contribution is payable on yearly basis for the first year and subsequent years upon renewal |
|
Eligibility Age |
16 to 65 years old, renewal up to 69 years old |
|
Coverage Expiry |
Yearly renewable coverage up to 70 years old |
|
Minimum Sum Covered |
RM20,000 |
Features
Group Term Takaful provides the basic benefits which is a lump sum benefit in the event of death or Total and Permanent Disability (TPD).
The following optional benefits are offered for enhanced protection:
- Compassionate Allowance Benefit (CA)
- Group Accidental Death and Disablement Benefit (GADD)
- Group Partial and Permanenet Disability Benefit (GPPD)
- Group Terminal Illness Benefit (GTI)*
- Group Critical Illness Benefit (GCI)*
- Group Critical Illness Additional Benefit (GCIA)*
- Group Accidental Medical Reimbursement Benefit (GAMR)#
- Group Employee Takaful Income Benefit (GETI)
- Group Hospital and Surgical Benefit (GHS)
*GCI cannot co-exist with GCIA and GTI. GTI can co-exist with GCIA.
#Attachable if GADD or GPPD is selected.
Benefit
|
Death Benefit |
100% of sum covered. |
|
Total and Permanent Disability (TPD) Benefit |
100% of sum covered. TPD coverage is provided only up to 70 years old. |
Important Notes
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This is a brief product description only. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business Support line at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.
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You must ensure that this product will best serve the needs of your employees and that the contribution payable under this product is an amount that you can afford.
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Any age reference shall be on the basis of age next birthday.
Get more info here
Strengthen your plan with add-ons
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.
