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Day Surgery  Benefits

Take care of your health without the hassle of an overnight stay and recover comfortably at home.

What is Day Surgery

Day surgery lets you have a minor operation and leave the hospital on the same day. These procedures are often simple and easy to recover from.

List of recommended day surgery procedures

Endoscopy
  • Diagnostic Bronchoscopy with/without Biopsy

  • Gastroscopy with/without Biopsy

  • Manometry and PH study

  • Colonoscopy with/without Biopsy/ Proctoscopy/Sigmoidoscopy

  • Endoscopic Ultrasound with/without Biopsy

General Surgery
  • Excision of Breast Lump

  • Excision Biopsy of Lump( All types)

  • Haemorrhoidectomy

  • Removal of Ganglion/Fibroma

  • Needle biopsy/aspiration/FNAC

Urology
  • Cystoscopy Examination with/without Biopsy

  • Extracorporeal Shock Wave Lithotripsy (ESWL)

  • Removal of DJ Stents

  • Ureteroscopy(URS) with/without biopsy

  • Injection of substance into bladder

Gynaecology
  • Dilatation and Curettage/Hysteroscopy

  • Colposcopy (+/-) biopsy

  • Cone biopsy, punch biopsy

  • Marsupialization/excision of Bartholin's gland

  • Diathermy / Cauterisation / Excision of lesions/polyps of cervix/vagina/vulva

Orthopedics
  • Carpal Tunnel Syndrome Release/ Decompression (CTS) - Single/Bilateral

  • Release Trigger Finger

  • Excision of Dupuytren’s Contracture

  • Excision of Neuroma/ Ganglion / Giant Cell Tumour

  • Bunion Operations

  • Suture and Other Operations on Tendons and Tendon Sheath

  • Tenotomy

  • Intra-articular Injection (Day Care/ Clinic)

  • Partial or Complete Removal of Nails

  • Injection of Trigger finger

ENT
  • Myringotomy and Grommet Insertion

  • Oesophagoscopy/Laryngoscopy/microlaryngoscopy with/without biopsy

  • Excision of Nasal Polyps

  • Suction Clearance including Removal of Foreign Bodies

  • Aural Polypectomy

  • Cautery

Ophthalmology
  • Excision of Chalazion/ pterygium/ eye/ eyelid lesions

  • Vitrectomy

  • Yag Iridotomy

  • Extraction of Cataract / Phaco-Emulsification with IOL

  • Correction of Squint (not related to congenital)

  • Corrective surgery for Blepharoptosis (not related to congenital /cosmetic)

  • Tear Duct Probing

  • Correction of entropion/ectropion/trichiasis

  • Eye injection

  • Glaucoma surgery

  • Retinal photocoagulation

Dermatology
  • Excision or Biopsy of Sebaceous Cysts / Local Skin Lesions/Warts

Oral Surgery
  • Excision or Biopsy of oral lesions

Vascular
  • Arterial Venous Fistula (AVF)

  • Endoveneous Laser Therapy (LA)/(GA)

  • Stripping of Varicose Vein (LA)/(GA)

  • Injection into Varicose Veins

Others
  • Insertion of Chemoport / Hickman Line (Oncology)

  • Chemoport Removal (Oncology)

  • Brachytherapy/Radiotherapy (Oncology)

  • Chemotherapy

  • Bone Marrow Aspiration and Biopsy

  • Hormonal or Non-hormonal therapy implant (subcutaneous/intramuscular)

Note:

  1. Please note that the procedures listed are PruBSN’s recommendation only. The decision and necessity for any daycare surgery procedure shall be at the discretion of the attending Doctor.

  2. This list is non-exhaustive, and it will be subject to revision at the discretion of Prudential BSN Takaful Berhad, from time to time.

  3. Coverage is subject to certificate holder benefit entitlement, which is based on their certificate benefit, coverage and exclusions.

Day Surgery FAQ

1. What is Day Surgery?

Day Surgery, refers to medical procedures that allow patients to undergo surgery and return home on the same day, without requiring an overnight hospital stay. These procedures are typically minimally invasive, allowing for a faster recovery.

2. What types of surgeries qualify as Day Surgery?

Common Day Surgery procedures include cataract removal, minor orthopedic surgeries (like carpal tunnel release), some types of biopsies, and colonoscopes. These procedures are generally short and require minimal recovery time. For full list of Day Surgery, please refer to the list of recommended day surgery procedures above.

3. Are Day Surgery covered by PruBSN ?

Yes, our medical plans cover Day Surgery procedures. However, the extent of coverage can vary depending on the specific certificate. It is essential to review your certificate to understand what is included.

4. Are Pre & Post Hospitalization benefits included for Day Surgery coverage?

Yes, it is included as part of the coverage benefit according to your certificate term and condition.

5. Does Day Surgery benefits cover procedures done at General Practitioner/Specialist clinic outside of hospital setting?

Daycare facilities differ from a procedure room in a clinic. However, certain procedures may be considered for day care benefits when performed at a clinic if:

  • Local nerve block / Local anesthesia or General anesthesia is involved, and

  • Lesion is significantly large causing a disability and is excised as medically necessary.

6. What are examples of out-patient procedures that are not covered under Day Surgery benefits?

The following some outpatient procedures that are not covered by Day Surgery benefits:

  • External ear suction clearance toileting or syringing.

  • Wound care – simple dressing of wounds.

  • Pap smear.

  • Toilet and suturing of small wounds less than 2cm.

7. What are the benefits of choosing Day Surgery over inpatient treatment?

Day Surgery typically have a quicker recovery time and are less costly compared to inpatient treatments. Patients avoid hospital stays, which means fewer room charges and a lower risk of hospital-acquired infections. This option also allows for a faster return to normal activities.

8. How long does recovery take after a Day Surgery?

Recovery time varies depending on the procedure. Many Day Surgery patients can resume normal activities within a few days, although this may vary based on the specific surgery performed.

9. Do I need to stay overnight in the hospital after a Day Surgery?

No. One of the main benefits of Day Surgery is that you do not need to stay overnight in the hospital. Patients are typically discharged within a few hours after their surgery, once they have recovered sufficiently from anesthesia.

10. Do I need to stay more than 6 hours in Day Care ward for my claim to be covered?

No. With the advancements in medical technology effective and efficient treatments are now available. it is not necessary to stay more than 6 hours in the Day Care ward for your claim to be covered.

11. Is Day Surgery safe?

Yes. Day Surgery is generally safe for most patients. The procedures are minimally invasive, and hospitals follow strict protocols to ensure patient safety. However, as with any surgery, it is essential to consult your doctor to assess your suitability for Day Surgery.