PruBSN Asas360
Reasons to consider PruBSN Asas360
In today's fast-paced world, it's more important than ever to safeguard yourself against life's uncertainties. Therefore, it's essential to ensure comprehensive financial protection for you and your loved ones, securing a stable and prosperous future.
PruBSN Asas360 is a flexible, regular contribution investment-linked takaful plan offering a variety of options. It provides a comprehensive suite of takaful protection through its basic plan and optional riders, tailored to meet your unique needs.
Key product benefits
Start Early
Kasih Bonus For Your Better Future
Flexible and Customisable
Cover your healthcare with Health360
Prioritise your health with a medical plan which offers flexible options including including customisable room & board, Smart Value Point limits, and co-payment options. So you can choose any one that meets your needs.
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Medical Protection |
Get unlimited comprehensive medical protection with NO Annual Limit and NO Lifetime Limit coverage for inpatient, outpatient, surgical, emergency care, and more. |
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Your Protections, Your Terms |
Flexible options to fit your unique needs and budget, including customisable room & board, Smart Value Point, and co-payment options. Enjoy the freedom to adjust your plan as your needs change, ensuring you always have the best medical protection. |
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Protect Your Golden Years with Health Retirement Option |
For peace of mind during your Golden Years after retirement, safeguard your medical fund with Health Retirement option that automatically convert your High Deductible co-payment to a Deductible of RM1,000, with NO new medical underwriting required. |
Product details
Coverage and Payment Terms
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Contribution Term |
Up to age 100 |
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Eligibility Age |
Prenatal/Child : 13 gestational weeks of pregnancy to 18 years old Adult: 19 to 70 years old |
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Expiry Age |
Up to age 100 |
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Minimum Sum Covered |
RM25,000 |
Features
LIFETIME COVERAGE
Benefit from coverage that extends up to age 100, complete with an auto-extension feature to ensure lifelong protection.
COMPREHENSIVE SOLUTION
Achieve your desired coverage while maximising your investments with potential upside returns, all within a single, integrated plan.
KASIH BONUS REWARDS
Receive cash bonus equivalent to 1% of your Basic Sum Covered every 10 years until the selected expiry age, that will be invested into your investment linked fund.
UNLIMITED MEDICAL PLAN LIMIT
Enjoy peace of mind with HealthProtector rider, offering coverage for hospitalisation and outpatient treatment costs without any annual or lifetime limits.
Benefits
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Death Benefit |
In the event of death of the person covered before expiry of the term, the following will be payable:
In case of unborn baby and up to 30 days from the birth of your child, the following will be payable:
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Total and Permanent Disability (TPD) Benefit |
The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70th birthday. In the unfortunate event that your child experiences a TPD at any time within the first 30 days from birth, the following will be payable:
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Attachable Riders
Accidental Protector Plus
Accidental Medical Protector
Accident Income Protector
Baby TotalCare (NEW)
Vital Care Plus
Crisis Protector
Crisis Shield
Crisis TotalCare (NEW)
Contributor Protect
Contributor Saver
Contributor Parent Protect
Contributor Parent Saver
Contributor Spouse Protect
Contributor Spouse Saver
Contributor Joint Protect
Contributor Joint Saver
Health Protector
Ihsan (NEW)
Takaful Saver
Takaful Saver Impian
Tax Exemption
For PruBSN Asas360, you may claim relevant insurance tax relief subject to the terms and conditions of Inland Revenue Board of Malaysia.
Important Note
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The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
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Age stated above refers to the Age of your next birthday.
Get more info here
Strengthen your plan with add-ons
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.
