PruBSN Setia
Reasons to consider PruBSN Setia
No one can predict the future, but we can always plan for the unexpected.
As you brave the challenges ahead, it's crucial to protect your hard-earned income from life's uncertainties — a critical illness like cancer, death or total permanent disability can easily drain your savings and cause financial hardships for your family.
PruBSN Setia offers a flexible, all-inclusive protection plan anchored by PruBSN AsasLink, a regular contribution investment-linked takaful plan which you can enhance further with critical illness and accident riders, as well as HealthProtector, a medical rider with no annual and lifetime limits.
Secure the income protection you and your loved ones deserve with this affordable all-in-one plan for your takaful needs.
Key product benefits
Death and disability benefits
Coverage for 43 critical illness
Customisable coverage plan
Cover your healthcare with HealthProtector.
Prioritise your health with a medical plan which offers flexible options in SmartSaver and High Deductible. So you can choose one that meets your needs.
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SmartSaver |
Utilise the flexibility in using your contribution savings to meet your own financial goals with SmartSaver option. |
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High Deductible |
Get your excess medical expenses covered if you already have a medical plan with an annual limit equivalent to the deductible amount with the High Deductible option. |
Product details
Coverage and Payment Terms
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Contribution Term |
Up to age 100 |
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Eligibility Age |
19 to 70 years old |
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Expiry Age |
Up to age 100 |
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Minimum Sum Covered |
RM25,000 |
Features
Flexible
PruBSN Setia is based on expiry age 100 with options to choose certificate sustainability, coverage and for contribution amount
High Protection
Medical Plan with No Annual Limit and No Lifetime Limit, instead will have Smart Value Point.
Reliable
No lapse provision for the first 6 years
Benefits
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Death Benefit |
In the event of death before expiry of the term, the following will be payable:
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Total and Permanent Disability (TPD) Benefit |
The sum covered is payable in the event of TPD before the certificate anniversary date of the covered person’s 70th birthday. |
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Attachable Riders |
Crisis Shield |
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Health Protector |
This Shariah-compliant takaful medical rider provides the financial support you need for healthcare from as early as 14 gestational weeks, up to 100 years of age. With Health Protector, you will be reimbursed for medical expenses incurred due to accident and hospitalisation, as well as selected outpatient treatments that include cancer treatments and kidney dialysis. It comes with no annual and no lifetime limits, and is guaranteed renewable. |
Tax Exemption
Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).
Important Note
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The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.
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Age stated above refers to the Age of your next birthday.
Get more info here
Strengthen your plan with add-ons
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.