Group Hospital
and Surgical

Protection Features

This Rider provides comprehensive health care protection for your employees when they are hospitalised or required to undergo a surgical procedure. The coverage of Group Hospital and Surgical Benefit (GHS) can be extended to the spouse and children of your employees.

Eligibility Age

Group@Work:
Employee and Spouse:  16 to 69 years old.
Employee’s children: 14 days to 19 years old or 23 years old (if studying full-time).

SME@Work:    
Employee and Spouse:  16 to 65 years old, renewal up to 69 years old.
Employee’s children: 14 days to 19 years old or 23 years old (if studying full-time).

Expiry Age

Employee and Spouse: 
Yearly renewable coverage up to 70 years old.

Employee’s children:
Yearly renewable coverage up to 24 years old.