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Basic Plans

PruBSN
Gadai Janji

Secures your home even at difficult times so you and your family will always have a comfortable place to live

Product details

Coverage and Contribution Terms

Contribution Term

5, 10, 20 years or throughout the certificate term

Minimum  Contribution

Only Single Contribution is available. Total contribution will vary according to age, gender, type of building, financing tenure and your chosen sum covered. Refer to calculator for further information

Eligibility Age

19 to 70 years old

Coverage Expiry

Depending on financing tenure and entry age

Minimum Sum Covered

RM5,000

Features

Compassionate Benefit

RM2,000
Upon your death

RM1,000
Death of your spouse

RM500
Death of your children (maximum 2 children below age 20 years old)

RM1,000
Medical expenses if you suffer Total and Permanent Disability (TPD)

Benefit

Maturity Benefit

Remaining balance in Individual Savings Account (ISA), if any.

Death Benefit

Reducing sum covered at time of death plus the remaining balance in ISA, if any.

Total and Permanent Disability (TPD) Benefit

Reducing sum covered at time of Total and Permanent Disability before reaches age 71 years old, plus the remaining balance in ISA, if any.

Attachable Riders

None

Important Note
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2053 7188 or customer@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

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