PruBSN Group@Work
Extensive Coverage
Safeguards Your Employees of All Ages
Take Care of Their Emotional Health
Product details
Coverage and Payment Terms
|
Contribution Term |
Contribution is payable on yearly basis for the first year and subsequent years upon renewal |
|
Eligibility Age |
16 to 69 years old |
|
Coverage Expiry |
Yearly renewable coverage up to 70 years old |
|
Minimum Sum Covered |
RM10,000 |
Benefit
|
Death Benefit |
100% of sum covered. |
|
Total and Permanent Disability (TPD) Benefit |
100% of sum covered. TPD coverage is provided only up to 70 years old. |
Features
Group Term Takaful (GTT) provides the basic benefit which is a lump sum payment in the event of death or Total and Permanent Disability (TPD).
The following optional benefits are offered for enhanced protection:
- Compassionate Allowance Benefit (CA)
- Group Accidental Death and Disablement Benefit (GADD)
- Group Partial and Permanenet Disability Benefit (GPPD)
- Group Terminal Illness Benefit (GTI)*
- Group Critical Illness Benefit (GCI)*
- Group Critical Illness Additional Benefit (GCIA)*
- Group Accidental Medical Reimbursement Benefit (GAMR)#
- Group Employee Takaful Income Benefit (GETI)
- Group Repatriation Expenses (GRE)
- Group Hospital and Surgical Benefit (GHS)
*GCI cannot co-exist with GCIA and GTI. GTI can co-exist with GCIA.
#Attachable if GADD or GPPD is selected.
Important Notes
-
This is a brief product description only. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business team at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.
-
It is important to choose a plan (including optional benefits) that fulfils the needs of your employees and the contribution payable under this certificate is an amount that you can afford.
-
Any age reference shall be on the basis of age next birthday.
Strengthen your plan with add-ons
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.
