PruBSN AnugerahMax
Reasons to consider PruBSN AnugerahMax
Unlock lifelong peace of mind with our Shariah-compliant family takaful protection plan. Starting from as low as RM50 a month, PruBSN AnugerahMax offers comprehensive coverage and flexibility. It includes protection against death or total permanent disability for you and your loved ones.
With 18 optional benefits, PruBSN AnugerahMax covers critical illnesses, comprehensive medical and hospitalisation expenses (including mental illness), accidental coverage and more. Your peace of mind extends seamlessly into the future, with automatic coverage extension up to age 100.
Rest assured that your protection remains secure, providing peace of mind for years to come. With PruBSN AnugerahMax, you not only get maximum protection but also unbeatable affordability.
Key product benefits
Protect Yourself From Just RM50 a Month
Customise Your Plan
Maximise Coverage
Protected from critical illness and hospitalisation.
You have the option to customise your plan to protect yourself from the likes of cancer and the hefty medical costs of different treatments.
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Medic TotalCare |
Provides a wide range of hospitalisation and medical treatment coverage to take care of your healthcare needs, including extensive cancer coverage, advanced medical treatment, and mental health care, as well as various outpatient treatment benefits and other unique value-added benefits. |
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Crisis TotalCare |
Get total peace of mind when you have comprehensive coverage on critical illness from Early Stage to Late Stage as well as other additional special conditions covering a total of 166 conditions. |
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Crisis Protector |
Offers extra protection so you could prepare your fight against a critical illness as soon as you’re diagnosed. |
Product details
Coverage and Payment Terms
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Contribution Term |
Throughout the coverage term |
|
Minimum Monthly Contribution |
RM50 |
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Eligibility Age |
1 to 70 age next birthday. Note: For coverage term of 10 years or expiry age 70, the maximum entry age is 60 years old. |
|
Expiry Age |
Up to 100 years old |
|
Minimum Sum Covered |
RM10,000 |
Features
Affordable
Set your own coverage according to your own budget from as low as RM50 per month.
Customisable
Attach your preferred riders that suit your needs for a comprehensive coverage.
Exclusive
Offers you protection, investment and opportunity to perform good deeds simultaneously.
Maximised Coverage
Maximise your coverage term with automatic extension up to age 100*.
*Terms and conditions apply. Coverage will continue up to age 100 or to each benefit’s maximum coverage term, whichever is earlier, provided that there is sufficient cash value for Tabarru` deduction and other charges. Additional contribution may be required to ensure sufficient cash value until the end of extension period.
Benefits
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Maturity Benefit |
Remaining balance from Individual Special Account (ISA). |
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Death Benefit |
Higher of: a) Basic Sum Covered; or |
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Total and Permanent Disability (TPD) Benefit |
Sum At Risk. Note: The sum at risk is the amount in which the basic sum covered exceeds your Individual Special Account (ISA) balance. If there is no excess sum covered over your ISA balance, the sum at risk is therefore zero. TPD coverage is up to age 70 and subject to a maximum of RM4 million per person covered. |
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Attachable Riders |
Crisis Shield |
Tax Exemption
For PruBSN AnugerahMax, you may claim relevant insurance tax relief subject to the terms and conditions of the inland Revenue Board of Malaysia.
Important Note
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The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Customer Service Centre at +603 2775 7188 or customer@prubsn.com.my.
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Age stated above refers to the Age of your next birthday.
Strengthen your plan with add-ons
Medic TotalCare
Crisis TotalCare
Crisis Protector
Cancer Protecter
Understanding riders
What is a rider
A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.
