Medik Asas

Provides a basic hospitalisation and medical treatment coverage including outpatient kidney dialysis and outpatient cancer treatment. This plan also provides special benefits when you seek medical treatments at Malaysian Government Hospitals. With our innovative Claim-Based Pricing method, you can enjoy a lower contribution amount if you do not make any claim in the preceding year.

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Reasons to consider
Medik Asas

Introducing Medik Asas, our medical rider which provides basic hospitalisation, and surgical coverage, ensuring you receive essential medical care when you need it the most. We bring you affordable medical plan to meet the growing health needs of your family in these unprecedented times.

This medical rider not only helps to cover your medical and hospitalisation expenses, it also rewards you with 15% discount on your Tabarru` deduction when you have no claims. You can now save on Tabarru' deduction by embracing a healthy lifestyle, while still safeguarding yourself against unexpected medical needs.

We have designed special benefits at government hospital such as daily allowances, senior special care and the cashless facility when you seek medical treatment at Malaysian government hospitals.

Medik Asas fits your budget and ease your worry about your medical bills by securing this medical plan for you and your family.

Key product benefits

Affordable and Essential Medical Protection

Get essential medical care and treatment throughout your life which includes inpatient and outpatient medical treatment including outpatient kidney dialysis and outpatient cancer treatment with affordable contribution.

Claim Less, Pay Less

Maintain good health with no claims made to maintain your discounted Tabarru` deduction yearly. If there is claim, your contribution amount may be adjusted every year according to your claims history. You will pay less contribution when you claim less.

Special Benefits at Government Hospital

Enjoy cashless facility for the covered treatments in Malaysian Government Hospital and you will receive a daily cash allowance. Not only that, senior citizens can claim on the medical aids such as external pacemakers, hearings aids and more when you seek treatment at Malaysian Government Hospital.

Product Details

Features and Coverage

Protection Features

Medik Asas rider is affordable medical plan that covers the essential medical treatment needs including outpatient kidney dialysis and outpatient cancer treatment. If you are seeking the treatments at Malaysian Government, you will receive a special benefits such as daily allowances, upon admission and follow-ups, as well as senior special care benefit.

Note: Medik Asas offers cashless facility at Malaysian government hospitals and selected panel private hospitals. For a wider range of panel private hospitals, you may want to consider taking up our comprehensive medical plan, Medic TotalCare.

Eligibility Age

1 to 70 years old

Expiry Age

Up to 100 years old

Contribution

Contribution Payment Term	Throughout the coverage term
Annual Contribution	Annual Contribution Rates Table

This add-on
can be part of

This rider is an add on to the products below, which is designed to help you to find a coverage that tailors to your needs and goals.

PruBSN AnugerahMax

Secure lifelong protection and top-notch medical coverage with unmatched flexibility. Tailor your plan with optional benefits for critical illnesses, medical and hospitalisation, accidental benefits and more.

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as addtional coverage so you can customise your plan to suit your needs.

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