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Group Critical Illness
Riders

Group Critical Illness /
Group Critical Illness Additional

These Shariah-compliant takaful riders provide financial assistance to your employees when they are diagnosed with a critical illness.

Reasons to consider Group Critical Illness / Group Critical Illness Additional

Your employees are your most valuable asset — take care of their well-being by including this Shariah-compliant rider as part of their protection plan.   

With Group Critical Illness / Group Critical Illness Additional, you can help your employees and their loved ones by looking out for their welfare in times of need.

Should your employee be diagnosed with any one of the covered critical illnesses, this takaful rider will provide them with a lump sum benefit.

Product details

Feature and coverage

Protection Features

These Riders provide a lump sum coverage to your employees when diagnosed with one of the 43 critical illnesses.

Notes:
- The basic benefit of Group Term Takaful will be reduced by the amount paid under the Group Critical Illness benefit. This is not applicable for Group Critical Illness Additional benefit.

- The Group Critical Illness Additional benefit is not payable if your employees pass away within seven days of being diagnosed with a Critical Illness. This is not applicable for Group Critical Illness benefit.

Eligibility Age

Group@Work: 16 to 69 years old.
SME@Work: 16 to 65 years old, renewal up to 69 years old.

Expiry Age

Yearly renewable coverage up to 70 years old.

Important Notes
  • The above is only a brief description of our riders. For full details of the terms and conditions, please refer to your Certificate Document, servicing agent or contact our Corporate Group Business team at +603 2778 2155 or prubsn.cgbd@prubsn.com.my.

  • Age stated above refers to the Age of your next birthday.

 

Understanding riders

What is a rider?

A rider is a product which adds benefits to your basic takaful plan. Attaching a rider to your basic plan provides you with options such as additional coverage so you can customise the plan to suit your own needs.